Fast-track Flexible Funding
Small Business Loan
Quick access of a lump sum between $5k and $150k to cover for one-off expenses or invest in your business
- Fixed term of between 3 to 36 months
- Fast application process, with funding possible in 24 hrs
- Fixed repayments designed to work with business cash flow
- No asset security required upfront to access funding up to $150k
Business Loan Plus
Larger loans from $150k up to $500k to invest in business growth opportunities
- Fixed term of up to 36 months
- Pre-approval available for loans above $250k. No credit check required
- Upfront asset security required for funding over $150k. Charge over the applying business entity(ies) will be registered on Personal Property Securities Registry (PPSR)
- Property Ownership required, have a minimum 3 years trading history and $1m annual turnover to apply
Business Line of Credit
Flexible, ongoing access to up to $150k to help you confidently manage business cash flow fluctuations
- Renewable 24 month term
- Fast decision and funding possible in 24 hrs
- Only pay interest on the funds used
- Access funds anytime, wherever you are with the Prospa mobile app or Prospa online portal
Business Funding the Smarter Way
Let’s work together to find the perfect solution for your business and answer any questions you have.
Free to apply, no obligation. Take a few minutes to submit your application, and get the funding you need in a day.